Given the increasing presence of ai in our lives, how can cyber insurance help protect individuals from potential ai-driven cyber threats?

Source: https://cybersecurity.att.com/blogs/security-essentials/navigating-the-cyber-insurance-landscape-as-a-gen-z-digital-citizen

• Cyber insurance and cyber insurance policies are becoming increasingly important with the emergence of AI-driven attacks.
• Cyber insurance helps to mitigate risks from ransomware, data breaches, lawsuits, and more.
• Cyber insurance covers costs such as forensic investigations, data restoration services, and legal fees associated with an attack.
• Cyber insurance policies are tailored to the individual buyer and provide coverage for cybercrime, extortion, online identity theft, and data breaches.
• Cyber insurance is a worthwhile investment to protect against the financial burden of cyber-attacks.
• Cyber insurance premiums can be lowered by implementing cybersecurity measures such as regular software updates, employee training, and risk assessments.
• Cyber insurance is not typically included in general liability insurance policies, so it is important to purchase a separate policy to ensure proper coverage.