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• Cyber insurance is a policy that protects individuals and organizations from cyber-attacks or data breaches.
• Cyber insurance is similar to home and driver’s insurance in that it covers unforeseen events.
• Cyber insurance covers the costs of forensic investigations, data restoration services, and legal fees associated with an attack.
• Cyber insurance premiums can be lowered by preventative measures such as regular software updates, employee training, and risk assessments.
• Cyber insurance is not typically included in general liability insurance policies, so organizations must purchase a separate policy for the best coverage.
• Cyber insurance is a vital risk-management tool in modern business environments due to an increasing reliance on technology.
• As technology becomes ever more advanced, so too do its risks. Cyber insurance provides financial protection should an attack occur.
• Cyber insurance is essential for school districts, as they are a prime target for cybercriminals.
• High schoolers should familiarize themselves with cyber insurance in order to protect themselves against these threats and enjoy peace of mind.
